Legal Notices

For information on fund proxy policies, procedures, and voting results, visit:  Proxy Voting

Amundi US has a Business Continuity and Disaster Recovery Plan that addresses and mitigates potential outages, the safety of associates and protects data; both physical and electronic. Our plan has been developed to provide for continuity and / or recovery of our business operations with little to no negative impact on our clients, customers, vendors and associates. This plan is continually reviewed and tested on a semi-annual basis. Alternate location facilities are included in our plans with consideration given to all critical business functions and systems. 

Our Privacy Notice can be found here. 

Read here

Our Privacy Notice for California can be found here. 

Read here

The following are just a few of the ways in which Amundi US continues to work to safeguard your personal information. Most recently, we have:

• Redesigned our website to bring our investors enhanced security features. This included reducing the use and display of Social Security numbers (SSNs) as a means to authenticate our investors. Once established, investors create unique online credentials using protocols designed to conform to current industry web access standards. 
• Removed or masked identifying information on a variety of communications mailed to our investors. For example, when we mail your broker representative informing them of the communications we send to you, we do not include more information about you than is necessary for your representative to identify you. This means we reduce the occurrence of full SSN, full address, and full account number data being produced and distributed to our broker relationships. 
• Removed information on the new address printed on letters we send to investors confirming a recent change of address. This protects the privacy and safety of those who do not wish to have their new address disclosed or accessed by unauthorized parties.
• In the event we get multiple pieces of returned mail and attempt to contact you at the last known address, we do not include your account number information. 

If you are not currently accessing your accounts online, we invite you to call us to find out more about the account features available to you. 

You can contact us  by telephone at 1-800-225-6292 or by writing to us at Amundi US, PO Box 534427, Pittsburgh PA 15253-4427

What are identity theft and identity fraud?

Both terms are used to describe crimes in which someone unlawfully obtains and uses another person's personal information. Identity theft occurs when an unauthorized party accesses your personal information or data, such as your name, Social Security number ("SSN"), financial account number, birth date, personal identification number ("PIN"), or credit card information. Identity fraud occurs when someone fraudulently obtains and then uses your personal information or data without your permission. 

How does someone obtain my personal information?

Identity thieves have become increasingly sophisticated.Here are some ways in which they may be able to acquire your personal information:

• By taking mail right out of your own mail box that is addressed to you and which could contain your personal information
• "Dumpster diving," which is trolling through trash in an effort to find discarded documents containing personal information
• By sending you email offers that ask for your personal information (a practice known as "phishing").If you enter your login information on a phony web site, your user name and password can be stolen. 
• By installing computer viruses through hidden programs on your personal computer.These programs can transmit data about user names and passwords for a variety of web sites. 
• By installing computer software on public access computers that can log your keystrokes and can capture your passwords and PINs. 

• Review all of your credit card, bank or investor account activity on a frequent basis. If you see a charge you don't recognize, contact your card issuer or financial institution as soon as possible. The sooner your financial institution is notified of the problem, the faster they can work with you to contain the impact of the unauthorized activity. If it is an issue that concerns your Amundi US investor statements please call us at: 1-800-225-6292 between 8 am and 7 pm eastern time, Monday through Friday. 
• Shred any papers you throw away that have any identifying numbers on them, like brokerage account numbers or your Social Security number and also shred any credit card offers you receive in the mail. 
• Be protective of you Social Security number.Don't give out your Social Security number unless you're sure you can trust the party requesting it;don't have your Social Security number printed on your checks, don't carry it with you all the time;and don't use the last four digits of your SSN or telephone number as a PIN number. 
• Check your credit report periodically.If you see any areas of concern, contact that credit bureau. 
• Consider using direct deposit.The electronic transfer of funds is generally more efficient and secure than transacting with physical checks. 
• Carry only what you need for the day.Don't routinely carry all of your credit cards, your birth certificate, PIN numbers or Social Security card. 
• Don't respond to e-mail solicitations that ask for personal information.Verify any request to update your contact information by calling your bank or credit card issuer directly at its published telephone number. 
• When shopping online, look for the locked padlock icon on the order screen. You should also see the URL change from "http" to "http s ," which indicates better security for your personal information.Don't save your credit card information online at website stores that you frequently shop.Always re-enter your credit card information every time that you order something.Make sure to use virus-protection software on your home and work computers.Don't ever let your subscription expire - renew it before it becomes too late. 
• If you keep personal information on laptops or mobile devices consider encrypting it. 
• Be suspicious.A rather large percentage of reported identity theft cases involved someone known to the identity theft victim. 

• Take immediate action to minimize damage to your credit record and to ensure that you are not held accountable for debts incurred by someone using your name and account information. 
• Keep a record of all correspondence and conversations that you have had with companies such as financial institutions, the business where the suspected theft occurred, credit bureaus and law enforcement agencies. 
• Send all correspondence by certified mail, request a return receipt, document and make copies of what you sent.Keep copies of everything. 

• Contact the fraud department of the three major credit bureaus and place a fraud alert on your credit file. 
• Contact your financial institution if you believe that your account has been tampered with or an account in your name has been fraudulently opened.Follow up any of your requests to close accounts in writing to the financial institution and supply copies of any supporting documentation.You may want to send your letters by certified mail, return receipt requested so that you can document when and what the company received and keep copies of everything that you have sent to them.
• File a report with your local police department once you receive a report from your financial institution.Obtain a copy of the police report to help you deal with creditors who may request proof of the crime. 
• Continue to monitor activity on your accounts either online or by reviewing your paper statements. 
• Depending on the nature of the incident, you may also want to contact:
  • The Federal Trade Commission
  • The Social Security Administration
  • Your other Credit card issuers
  • Your bank
  • The Department of Motor Vehicles (to flag your driver's license)
  • The State Department (if you believe that your passport information has compromised)
  • The Post Office (to see if a change of address form has been submitted)
  • The Internal Revenue Service
  • Your State's Attorney General's Office

Amundi US takes the privacy and security of your personal information seriously. As part of our efforts to help safeguard your personal information, we review and assess the effectiveness of privacy notices and procedures related to the Pioneer Funds and their investors. 

Email fraud and privacy

Amundi US employs various forms of Internet security on our websites, such as data encryption, Secure Sockets Layer (SSL) protocol, user names and passwords, to protect the privacy and security of your data. 

Amundi US would not send you an email requesting personal information

Amundi US would not send you an email requesting personal information such as your Social Security number, investor account number (s), online account access or personal identification numbers ("PINs"), password, or any non-public personal information; or that solicits or requests that you fill out an email form. 

Reporting suspicious account or email activity

If you suspect a fraudulent email or doubt the legitimacy of an email sent on behalf of Amundi US or the Pioneer Funds, or suspect that you are the target of an online email scam concerning Amundi US or the Pioneer Funds, then please call us at:
 1-800-225-6292 between 8 am and 7 pm eastern time, Monday through Friday

In the event you contact us to assist you in obtaining account access or to inquire about your account, you may be asked certain questions in an effort to authenticate your authority to act on your account (s). 

Protecting yourself

• To ensure privacy of your online accounts, you should never give your user name, PIN number or passwords to anyone for any reason or provide this information to a third party. This could put the confidentiality of your personal information at risk. 
• Do not include non-public personal information, such as your account number, username or password, in any email you send to us. 
• Install anti-virus, firewall and spyware software on your home computers. Keep your subscription current, to help make sure that any malicious activity is detected. 
• Do not open emails from unknown sources or respond to email solicitations that ask for your personal information. 
• Do not click on any links or fill out forms embedded directly in emails that request any personal or financial information. 
• Avoid using public computers to access your financial accounts. Public computers may contain software that captures passwords and PIN numbers. 
• Log onto your online account (s) on a regular basis. Report any suspicious transactions immediately. 
• Log out completely. Always click the "log out" button to terminate access to your Amundi US accounts. Access may not be terminated if you close or minimize your web browser or type in a new web address when you are done accessing your online account(s). 

See also the Amundi US website user agreement below. 

Please note that Amundi US is not responsible for the content of third party sites linked to or from the Amundi US websites, nor does Amundi US guarantee the products or services offered on third party sites. You always should review the privacy statement of a website before you provide personal or confidential information. 

The services and products described on this web site are intended to be made available only to persons in the United States. Nothing on this web site shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Certain Amundi US products and services may be available to persons located outside of the United States. For more information about such products and services, visit about.amundi.com .

Machine-Readable Files
This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and include negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. It is not intended to be a cost comparison tool for employees and dependents in Amundi US’s medical plans. To access BCBSMA’s plan cost comparison tools, please visit  https://Transparency-in-Coverage.Bluecrossma.com .

Website User Agreement

Read here

Before investing, consider the product's investment objectives, risks, charges and expenses. Contact your financial professional or Amundi US for a prospectus or summary prospectus containing this information. Read it carefully. To obtain a free prospectus or summary prospectus and for information on any Pioneer fund, please download it from our  literature section.

Securities offered through Amundi Distributor US, Inc.
60 State Street, Boston, MA 02109
Underwriter of Pioneer mutual funds, Member   SIPC.   

Not FDIC insured | May lose value | No bank guarantee Amundi Asset Management US, Inc.  Form CRS         Amundi Distributor US, Inc.  Form CRS